Short-term health insurance, or temporary insurance is designed to be a policy used in between permanent health policies. The monthly premiums are usually significantly less than a permanent policy. It offers affordable basic benefits with a single deductible used for all expenses. Short term is ideal for:

• Between jobs or laid off
• Waiting for employer benefits
• Part-time or Temporary employees
• Recently graduated

We have several direct quote and enroll links to short term insurance products.  Contact us and we will send you the best rate from our carriers.

• Assurant STM – Assurant Health short term medical plan.
• Assurant Student Select – Short-term plan specifically designed for students.
• Golden Rule/United Health Care-  3 Plans Available
  • Short Term Medical Copay (Per Term Plan)  $35 office visit copay, Prescription drug Copay
  • Short term Medical Plus (Per Term Plan) one deductible and coinsurance for the length of your coverage.
  • Short Term Medical Value (Per Cause Plan) -deductible and coinsurance applies to every incident.

• HII Med. Plus ST – Health Insurance Innovations short term medical plan.
  • Choice of Coverage Periods of less than 12 months (12 month option is not available in all states)
  • Doctors Office and Urgent Care Center Visits – $50 Co-pay (Maximum of 3 per Covered Persons)
  • Included for the Applicant is a Certificate with $10,000 of AD&D Coverage with a $500 Accident Medical Expense Benefit*
  • Freedom to choose any doctor or hospital
  • Child Only Coverage available – minimum age two years old
  • Foreign Travel (medical care while in a foreign country) covered up to $25,000 (After a $250 benefit deductible)
  • Choose to pay premiums two convenient ways, in a single upfront payment for 30 to 180 days, or pay by convenient monthly installments

• HPA Secure STM – Health Plan Administrators basic short term plan ages 2-64
• HPA Secure Lite – Health Plan Administrators short term medical plan.
• HPA Rx Card – Health Plan Administrators drug card only.
• Humana -
• Overseas Medical Travel – Health Plan Administrators short term plan may last up to 36 mos. consecutively.
• Mu International – International short term medical plan.
• Short Term for College Graduates – Health Plan Administrators short term plan may last up to 36 mos. consecutively.

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